Monthly Archives: November 2018

Snowboarder jumping high up in the air

Walking on Thin Ice: Injuries from High-Impact Winter Sports

Snowboarder jumping high up in the airWinter in the U.S. is a magical and a particularly exciting time, especially for snow sports enthusiasts. During this season, people from all over the country flock to the Midwest and northeastern parts of the country to enjoy the snow and all the winter activities it brings.

In 2017, 23 million people engaged in winter sports activities such as skiing and snowboarding in the country, according to the Physical Activity Council.

However, the combination of the cold weather, the snow and ice, and the reckless fun of winter sports pose a serious risk to athletes and casual sports enthusiasts. Since most winter sports are high-impact, meaning most of the time, both feet of a person are off the ground at the same time, they can be dangerous to those who aren’t adequately trained or geared up.

Since winter is almost here, you might be one of the millions of people who are thinking about joining winter sports activities. If so, you better come to the slopes prepared for the following injuries:

Head Injuries

Concussions are one of the most prevalent injuries that people who engage in winter sports get. Skiing, snowboarding, even hockey, and ice skating, require high speeds and done on slippery surfaces. This combination heightens the risk of collisions and falls, leading to your head hitting the ground.

To protect yourself from concussions and other head injuries, you should always wear a proper helmet. Additionally, wearing mouth guards can limit the severity of your concussion and protect your mouth from other injuries according to Damage Control Mouthguards.

Knee Injuries

Torn ligament, fractured kneecaps, and dislocated knees are some of the most severe injuries you can get from high-impact winter sports. The knees absorb the shock to the body from the direct blow of landing or falling when you’re skiing or snowboarding. The strain the high impact puts on your knees makes that body part even more susceptible to injuries with one wrong move.

To prevent or at least minimize the blow of knee injuries, make sure to pack your knee pads and put them on while you’re on the ice. It’s also best to practice different fall techniques so you won’t end up landing on your knees and injuring them.

Hand Injuries

There’s a reason that one particular thumb injury is called a skier’s thumb. When you fall on an outstretched hand with a ski pole in your palm, you create a force that stresses the thumb and stretched or tears your ligament. Other hand injuries include broken wrists and lacerations, both caused by extreme impact.

Protect your hands from the cold and the injuries that come with it by wearing proper winter gloves. Choose gloves that help you grip things like ski poles tighter and ones that have wrist protection. Also, let go of ski poles and don’t use your wrist to brace against falls.

When you’re on the slopes or the rink, follow these safety precautions. Exercise caution and keep in mind the proper techniques each high-impact winter sports activity needs. Don’t let the snow freeze your fun this winter.

Mortgage loan agreement with house keychain

Can You Obtain a Mortgage Home If Self-Employed?

Mortgage loan agreement with house keychainThe simple answer to this is yes, but the process is a little intricate. While many self-employed people earn a good living, it’s always harder for them to prove their income as compared to those who receive their W-2. This is what complicates obtaining a mortgage for the self-employed.

However, even if you’re self-employed doesn’t mean getting a mortgage is out of your reach. It only means that you need to be aware of what lenders look for when assessing your credibility. This article will shed light on what matters in your mortgage journey.

Proof of consistent income

Lenders need to be sure you can afford a mortgage. For self-employed people, what you take home is likely to be inconsistent. To determine if your average monthly income will be sufficient to service a mortgage, the lender will want to see copies of your tax returns. Most lenders will review tax returns of at least two years.

An easy way to determine how much mortgage you can afford is to add your gross income for the last two years and divide it by 24. Lenders will also consider your deductions since this impacts your net income. Every lender has a desired income range applicant should have so you might want to consult a mortgage broker in Tempe on the exact numbers.

Credit score

You might be a strikingly successful business person. However, having a lousy credit score may hinder you from getting a mortgage. And if you do succeed to convince a lender, your rates won’t be favorable. To calculate mortgage rates, lenders consider your credit score, debt-to-income ratio and your down payment.

Your assets play a role, too

It’s a plus for you if you have a sizable emergency fund or some serious cash in SEP IRA. When you have either of these, the bank feels assured that you can still service the mortgage in case your income dried up temporarily. You should also document your business assets carefully.

Ultimately, mortgage lenders just want to know that what you’re making is enough to service the home loan. If you’re self-employed, you just need to prove that your income is consistent and sustainable enough to service the mortgage.

How Do Professional Baseball Teams Use Analytics To Their Advantage?

Pro player hitting baseballProfessional baseball teams have begun to rely on data analytics to resolve certain issues with performance among players, but the challenge involves applying the information on the field during actual matches.

For instance, a laser radar gun connected to a smartphone app may analyze a pitcher’s spin rate and speed, but it’s still up to the person if they wish to absorb the information and make the necessary adjustments.

Scratching The Surface

Some experts admitted that baseball analytics is still a relatively new concept, but it has become an integral part of the sport especially in the next 10 years when developments would be more noticeable. Coaches and team managers are careful about feeding too much information to their players.

Even if numbers don’t lie, the nuances of providing a lot of details on their performance could be overwhelming and may affect their in-game performance. Other clubs simply focus on a certain chunk of data such as improving their batting technique. There is a downside to this, however, as games tend to be riddled with strike-outs that cause most fans to lose interest.

Record Strike-Outs

The batting average has reached below .250 that’s considered a new low since 1972, due to a new statistic in baseball. The launch angle, or the vertical position of the ball after making contact with a bat, has become a more common strategy among hitters.

This relatively new method increases the chances of hitting a home run, but the risk is heightened through strike-outs. It’s more likely to see players change positions in the field, simply because many pitchers could throw a ball at more than 95 miles per hour.


Statistical analysis will always be a part of any sport, but it doesn’t have to be all about numbers. Some devices provide real-time information on a player’s batting or pitch speed, but these shouldn’t entirely define a player’s development potential.

Where are the Best Places to Live Outside Metro Manila?

CityMany Filipinos have chosen to live in Cavite not only to be away from the congested Metro Manila but also because of the relatively affordable residential properties in the province.

Property experts also expect land values in the province to increase in the next five to 10 years. That is something to consider if you are planning to buy a property as an investment.

Best of Both Worlds

Cavite has also begun to shed its image as a provincial area due to the availability of different transport links to reach Metro Manila. Other than public buses and UV Express terminals, residents will have a new option by 2021 when the LRT-1 extension becomes operational. Another reason to move into the province includes mixed-use developments that provide convenient access to shopping malls, schools, and other facilities.

For instance, the Lancaster New City is one of several mixed-use developments that provide convenient access to different amenities, such as the St. Edward Integrated School in Imus. As the cost of tuition fees increase, parents should know that there are other alternatives that provide the same quality of education similar to the schools in Metro Manila.

Education Costs

The Department of Education’s data showed that it cost almost P23, 000 on average to pay for private school tuition fees for the academic year 2018-2019. The actual figure depends on where the school is located; therefore, tuition fees may even cost up to P65, 000.

The government data also showed that 947 schools gained permission to increase fees, while only 114 schools reduced their tuition fees.

Filipinos should consider buying a residential property in Cavite while prices remain affordable. In the future, the value of real estate might linger in the same price range in Metro Manila because of the ongoing infrastructure and commercial developments in the province.

The Most Viewed: How to Make People Watch Your Videos ‘Til the End

a videographer workingIt may sound unbelievable, but according to recent studies, people today generally have a shorter attention span, compared to a goldfish — a total of eight seconds. With so much content online, it’s harder to filter out information and hold attention to what you’re supposed to pay attention to. In the context of video content, it’s so easy to click ‘skip’ and thumb-scroll through the news feed to find the next amusing cat video to pore over.

This presents a challenge for brands: how do you make sure that your video content is watched until the end? How do you make your videos unskippable and thumb-stopping? Here are some tips to do just that:

1. Hook viewer’s attention immediately.

Break through the clutter of content by capturing people’s attention before they click on your video. How do you do this? With caption and title. When people search for videos on YouTube or scan through their social media pages, one of the things they’d notice easily is the caption and title, so you have to be creative about crafting them.

The rule of thumb here is to tell what your video is about, but leave some mystery to it to tease the viewers to finally click on it. What marketers often do is to tell what the problem is, then tease the audience with the solution.

2. Provoke emotions right from the start.

The first 10 seconds of your video should make viewers feel excited, intrigued, surprised, amused, etc. The principle is you have to make them feel things. Emotions are powerful in sustaining one’s interest, precisely the basic human response you’re appealing to. Decide on which emotion to evoke, based on your brand tone and the message you’re trying to convey. Consult Denver social media marketing videos and production agencies as you brainstorm.

3. Create a compelling story.

A video that has no persuasive story sets itself up for engagement failure. Remember, you’re cutting through the clutter of online content, so a narrative that’s special to your brand will make you stand out.

Moreover, it makes you more relatable to your audience, which is another element of unskippable videos. Before you decide on the technicalities, create a compelling story first. You have lots of sources for this, from employees and customers to industry experts and general human relationships.

Your social media videos may be losing traction because people are losing interest over it. Capture the short attention span of your audience with these tips.