Monthly Archives: June 2016

Choosing the Right Construction Loan – What to Consider

Construction Loan in UtahOwning a home or some property could be the ultimate investment to many people. Despite this, very few have what it takes to finance a construction project from their bank account. Choosing a good loan will not only help you get the money you need for the job but also ensure that you do not incur too many loan-related charges.

Before choosing your construction loan in Utah, you must first understand the different things that will help you secure the best loan possible. Here are some of the things to look out for.

Mind your down payments

Most of the construction loans will always need a downpayment. This will range from 2.25 to 20 percent of the financed amount. A better downpayment, for instance, will get you better interest rates and ensure that you get the most convenient way possible.

Learn how to compare offers

No construction loan will be similar to the other. Most people look at interest rates and assume that this is all there is to a loan. You will have to know the other components that contribute to the loan costs. Do some research, learn all the necessary components and always consider them before choosing your loan.

Take care of your credit score

Most of the loans providers do a quick background check before giving you a loan. It is very important that you keep your credit score at its best. Be careful not to do anything that will destroy your credit score just before and during the construction loan processing as this could mean more charges for you.

Understanding the different kinds of construction loans and the accolades that affect your loan rates will prepare you to choose the right loan for your work. Evaluate your options and always take time before applying. An informed position will always be what you need to make all the decisions right.

Social Media Marketing

Leveraging Social Media Marketing for Your Business

Social Media MarketingAbout 65% of all US companies have a presence on social media. This means 35% are missing out on plenty of online marketing opportunities. A few years ago, social media stopped being just a platform for friends to connect. It has become a useful channel for businesses wishing to connect with customers and achieve branding goals.

What is Social Media Marketing?

Social media marketing (SMM) involves sharing of content, videos, and images across different social channels, including Facebook, Twitter, YouTube, Pinterest, LinkedIn, and G+.

In this highly competitive industry, the challenge is to stand out. At the most fundamental level, businesses need to sound and appear human. To do that, they need to create meaningful, personalized connections with customers. Through a strong social profile and powerful creatives, you can deliver this kind of customer engagement—and a few other benefits.

Where Do You Begin?

Start with a plan. Brainstorm about your goals and identify the answers to these questions:

  • What am I hoping to achieve through my social media campaign?
  • Who is my target audience?
  • Where will I target them and how?
  • How do they use their social media?
  • What message do I want to send to my audience?

This gives you an idea on the direction you want to take, and gives your SMM strategy a better form.

Next, develop and establish your goals. Only then can you measure your ROI.

SMM can help you achieve plenty of your branding and marketing goals. Businesses usually leverage their social media campaign for increasing brand awareness, but it can benefit you in many other ways, including:

  • Creating a brand identity and positive brand association
  • Increasing website traffic
  • Creating interactions with key audiences
  • Improving overall communication with customers

5 Basic Tips to Effective Social Media Marketing

A huge part of learning about social media marketing is knowing these five basic rules:

Invest in High-Quality Content

Other areas of online marketing bank on quality content, and so does a social media campaign. Your creatives—consisting of text, images, and videos—should be interesting, valuable, and unique. If you do volunteer work on the side, create non-promotional posts or provide non-promotional company information.

Make Your Branding Image Consistent

It’s smart to project your branding image across a variety of social channels, because there’s more exposure and more room for interaction. But, make sure your brand’s core identity, style, and voice stay consistent across these channels.

Regardless of your service, you need to project an image of approachability and courtesy—or sound human, at the very least.

Leverage Enhanced Targeting Capabilities

Social media channels have helped marketers refine their ability to target audience. Facebook has local search ads, and has integrated its targeting capabilities to Instagram. Meanwhile, Twitter has a range of targeting options that enable businesses to interact with the right users at the right time.

That gives you improved targeting and improved reach in one. If you do this right, you’re making every dollar count.

Be Patient

Social media and content marketing success takes time. A social media marketing specialist will tell you that an effective campaign is a step-by-step process that doesn’t get accomplished overnight. It starts with strategy planning, and then moves on to content strategy, building social media profiles, and social media management. It’s an ongoing campaign that requires attention, expertise, and industry awareness.

This is just the beginning of social media marketing. There’s more to be uncovered. If you’re serious about building your company’s online presence, then SMM is an opportunity you can’t miss.

How a Workplace ‘Cake Culture’ Harms Employees’ Teeth

Dental HealthSharing food at the office, on special occasions or otherwise, may be contributing to the country’s obesity epidemic, jeopardising workplace smiles in the process.

A ‘Cake Culture’

In his speech at the Royal College of Surgeons’ Faculty of Dental Surgery annual dinner, Professor Nigel Hunt touched on the importance of changing workplace culture, specifically the go-to nature of cakes and sweets whenever any sort of celebration rolls around.

‘Managers want to reward staff for their efforts, colleagues want to celebrate special occasions, and workers want to bring back a gift from their holidays,’ Professor Hunt says, referring to the workplace culture revolving around food, which apparently entails health risks as much as it does courtesy and morale.

‘But for many people the workplace is now the primary site of their sugar intake and is contributing to the current obesity epidemic and poor oral health. Responsible employers should take a lead and avoid such snacks in meetings,’ he adds.

Harmful Ways

Dentists from Staplehurst Dental Practice comment on how unhealthy snacks during office meetings and parties end up increasing the need for employees to tap into their dental plans. They reiterate how sugar contributes to demineralisation and growth of oral bacteria. These two processes lead to cavities, an issue more and more Brits may be incurring at the office.

As many as 61.7% of adults are overweight or obese, according to data from the Health Survey for England, and it appears that office workers are most liable for keeping each other a few days and a few steps away from sweets.

Food is indeed a time-honoured way of bonding, regardless of time or setting. However, people should remember that neither the company of co-workers nor the confines of a cubicle should exclude them from making healthy dietary choices. Just as a ‘cake culture’ is an inelegant household thought, the same should be true where a person makes their living.

Take a Look at These Common Misconceptions About Yoga

YogaAre you tired of doing strenuous exercises? Would you like to try something different? Why not enrol in a yoga and meditation centre? There, Vagabond Temple says you can try a system of exercises that will benefit not only your physical health but your mental health as well.

There are numerous misconceptions about yoga. It helps to learn about them so that you’ll know what and what not to expect. Here are some of them:

  • You need to be really flexible.

Admittedly, not every individual has the flexibility that some movements require. However, your instructor can create a safe routine that will allow you to use your capabilities. Also, you can use props or modify your movement until your body achieves the required flexibility to execute the routine.

  • Yoga is costly.

Yoga studios can be expensive, but there are outlets that are less costly. Unconventional outlets offer community classes for a low rate. Some studios offer student or senior discounts; others have special promos like class packages and membership discounts. You may also go for online yoga, which is cost-effective and convenient since you attend classes in the privacy of your home.

  • It is a cult.

Yoga has a following, but it’s not a cult. Some people are addicted to it because of its healing benefits, details National Geographic. It promotes compassion to one’s self and others. It doesn’t discriminate; it accepts everyone.

  • It is only for women.

The truth is men started it all thousands of years ago. Today, men and women attend classes to reduce stress and for wellness reasons. In addition, there are different types of yoga for both genders, regardless of age and body type.

  • It heals all types of injuries.

Although it heals pain and reduces discomfort, yoga is not suited for all injuries. There are exercises that require weight bearing on certain body parts. Inform your instructor about your health condition so that he or she can modify the exercise.

Yoga is a philosophy that involves discipline of the mind and body. To relieve you of the stress and discomfort of everyday life, turn to yoga for an hour of peace and relaxation.

The Role of Proper Venting in Aboveground Tanks

Aboveground TanksVenting ducts in aboveground tanks is a very important and integral part and provides a design that can conserve the product and minimize the hazards. Proper venting is also responsible for reducing emissions. 

How it possible for a design feature to accomplish so much? explains below.

Pressure-Vacuum Vent Valve

In the beginning, when hazardous liquids like oil were stored in aboveground tanks, the design of the tanks incorporated open vents that opened out into the atmosphere and volatile "weathered" components dissipate into the air. This also allowed a certain percentage of emissions to leak, which represented a certain loss of product. 

To deal with these contingencies, a feature called the pressure-vacuum vent valve was invented. The PV valve could reduce the frequency and volume of vapor emissions while also preventing flames from outside the tank to spread into the tank. This increased the safety of the tanks as a result

Standard 650 guidelines

Given the importance of proper venting, API has published safety standards for proper venting and Standard 650 outlines the proper guidelines for how the tanks should be vented. Standard 650 outlines the factors that should be considered when designing aboveground tanks' vents, and this includes factors like the tank’s design pressure, the stored liquid’s flash point, whether the tank has a floating roof or not and so on. However, these standards still do not address certain issues like the propensity of the vapors above the liquid to chemical reaction and combustion.

These are nevertheless important and should be addressed by anyone who is designing aboveground vented tanks. Considerations include the roof design, whether floating or fixed, presence or absence of a gas blanket, venting types and flash points of the liquid stored, emergency and deflagration venting options and so on. For new construction, it also specifies building codes, specifically compliance to building code NFPA 30. This is similar to API standard 2000.

Here’s How Much Cardio Is Too Much

Cardio Training in a Gym in PerthCardio training is among the core exercises of a full-blast weight loss program. When done right, cardio accelerates the body’s natural fat-burning processes. It’s why runners are among the fittest people you’ll ever meet. Visit fitness equipment dealers like Dynamo Fitness Equipment and you’ll likely see treadmills as standard fare.

The Downsides Of Overdone Cardio

Like everything else taken in excess, cardio can do more harm than good. But, one myth about too much cardio persists in fitness circles: that of it “burning” muscle. Let’s clear this out—it does not cause a decline in muscle mass. In fact, it can even help you gain muscle in the long run.

Moving on, the adverse effects of too much cardio vary between lifestyles. If you’re not a distance runner, an hour of cardio per day is counterproductive if you’re not consuming enough protein or calories. Cardio training uses up a lot of energy, and they’ll have to be replenished one way or another. Building or maintaining muscle requires adequate nutrition.

Potentially Dangerous Drawbacks

Remember long-distance runners? They basically do more cardio training than the average person. But, their lifestyle might be affecting their health in a bad way. Research has shown that distance runners and other endurance athletes have a higher risk of heart problems than non-runners. The more kilometres they log and the older they get, the bigger the problem.

Symptoms of Too Much Cardio

Expect over-training symptoms when you do too much cardio. There’s also the prevalence of fatigue and even mood changes. Production of the stress hormone cortisol spike when you run too much, suppressing your immune system and making you vulnerable to sickness. It’s why runners often experience colds and respiratory issues after racing.

The Solution

Of course, the solution is to cut back on cardio. Ideally, you shouldn’t be doing more than an hour every day. Do not do an hour-long session unless you’re a marathon runner or cyclist. The key here is to accept the fact that overtraining does more harm than good. Rest, and you’ll thank yourself soon enough. 

The Cisco SFP-10G-SR Advantage: Why Invest in these Modules

The CiscoCisco, widely regarded as one of the world’s leading networking companies, specializes in networking equipment not only for individual use but also for enterprise-size and even data center applications. Its devices and services include a variety of SFP+ modules, all of which deliver 10 Gigabit Ethernet connectivity options.

With such a feature, diverse networking environments can enjoy optimized and enhanced networking capabilities. One of its most popular product lines consists of the SFP-10G-SR module.

The Biggest Selling Features of the SR Modules

Cisco’s SFP+ modules share many similar features and capabilities, although they also do have some distinctive qualities unique to each of them.

One of their greatest selling features is the fact that, in terms of form factor size, they are the smallest. This allows for the highest density per chassis.

In addition, being a hot-swappable input/output device, you can easily plug these modules into a Cisco switch’s Ethernet SFP+ port without having to power it down in cases of replacements or new installations, an expert from explains. These modules also take technology migration and investment protection to a completely new level, thanks to the company implementing the “pay-as-you-populate” program. Lastly, the modules’ digital optical monitoring capability enables users to enjoy powerful diagnostic capabilities.

Three SR-S Module Units to Choose From

The Cisco 10G-SR modules come in three different types, namely: the Cisco SFP-10G-SR, the Cisco SFP-10G-SR-S (S-Class), and the Cisco SFP-10G-SR-X.

All these 10GBASE-SR modules support link lengths of up to 26 meters when used on FDDI-grade MMF. The OM3 (2000 MHz*km MMF) supports up to 300-meter link lengths, while the OM4 (4700 MHz*km MMF) supports up to 400-meter link lengths.

The only difference among these three SFP-10GBASE-SR modules is that you cannot use the S-class for FCoE support and that the 10GBASE-SR-X unit boasts of a multirate combination of 10GBASE-SW, 10GBASE-SR, and OTU2/OTU2e module. These features allow users to extend their operating temperature ranges.

3 Alternative Workouts to Keep You Fit Even Without Going to the Gym

Workout Outside the GymThe gym is not for everyone. If you find it uncomfortable to work out in front of strangers or you have other inhibitions, you don’t have to worry because there are a lot more ways to stay fit and healthy without going to the gym. There’s no excuse to not lose that extra weight as long as you have the drive to do so. Here are some alternative fitness activities that will help you even without a gym membership.

Strike a Yoga Pose

Learning yoga has a lot of benefits, and maintaining your physical fitness is just one of them. That’s why more and more people are trying it out. Some of the most wonderful benefits include getting rid of toxins, improving your flexibility, improving your spirituality, enhance your breathing techniques, and giving you peace of mind. Vagabond Temple suggests attending various detox retreats until you get the hang of it.

Get Physical Outdoors

One of the reasons most people don’t like gyms is that they find it boring. If you want a more interesting atmosphere, then doing your aerobics and cardio exercises outside is a great alternative. You can run, walk, or bike around a park every day. This way, you can have a fitness habit and also appreciate the great views outside. A great way to start this habit is by simply walking to and from school or work especially if your house is near.

Find Your Rhythm

Last but not the least, you can learn how to dance! Dancing is not just fun and enjoyable, but also physically challenging. If you’re still studying, join your school’s dance troupe or cheerleading squad. You can also join a dance group and learn some hip-hop moves. If you’re an adult, going ballroom dancing is a great way to stay fit and fab.

Who say you need the gym to stay fit? Try these alternative activities that will definitely make you feel great and look better.

Treatment Options and Costs for Male Pattern Baldness

Bald Man In GlasgowMale pattern baldness or Alopecia Androgenetica is all too common among older men. About 7 million men in the UK experience it to some degree at any one time. This is usually harmless, although it may be a sign of metabolic syndrome with onset in younger men. Most men accept it as a natural part of ageing. Indeed, some of the most attractive male celebrities are completely bald. 

However, some men would rather not sport a shiny spot on their heads. There is no cure for it as it is hereditary, but there are ways around it. Here are some suggestions you may get from a hair clinic in Glasgow.


The easiest way to cover bald spots or a total baldness is to wear hairpieces or wigs. Unfortunately, since male pattern baldness is not a medical condition, you will not qualify for an NHS wig. There are several types available commercially. The cheapest is the ready-made synthetic wig, which costs about £80. The most expensive is a customised real hair wig, which costs about £2,500. Each type has pros and cons, so consult with a hair clinic specialist for the best type for you.


Two types of pharmaceuticals are available for male pattern baldness, and they only work for men. Minoxidil (brand name Regaine) is topical, a cream or foam rubbed daily on the bald spot in hopes of encouraging the growth of new hair. It is a Pharmacy Only medication in the UK, so you do not need a prescription, but you can only get it if a pharmacist is present.

Most experts recommend starting with the 2% solution and then levelling up to the 5% one if there is no improvement in three months. It does not work for everyone, though. For those that do get good results, you need to continue using it, or the growth will stop. A month’s supply of Minoxidil costs about £30.

Finasteride, on the other hand, is a prescription medication that stops the progress of male pattern baldness. It stops the production of dihydrotestosterone or DHT, which shrinks the hair follicles and causes baldness. It does not work for everyone, unfortunately. You should see some results after four months, but you have to continue taking it if you want to maintain the effect.  You need a prescription to buy it from a pharmacy, and a six-month supply costs about £92.00.


You can go for hair restoration surgery, such as FUE (Follicular Unit Extraction) and FUT (Follicular Unit Transfer) hair transplants. They are permanent and have no side effects, and they work for everyone with moderate hair loss. The cost will depend on the type of surgery you choose and the number of grafts you need. Each graft has about two hairs, and a typical procedure would need about 3,000 grafts. The price of a graft varies from £2 to £10.

These are all viable options experts in a hair clinic may suggest. Be sure to discuss the pros and cons of each treatment, and ask many questions. Consult your doctor before making a decision.

Your Guide to the Sandy Wonders of Masada, Israel

Cruise LadyWhen it comes to overseas destinations, you’ll likely hear a few familiar names: France, Great Britain, India, or even China. How about Israel? If you haven’t thought about it, then you’re missing out on a lot, especially if you’re a history buff.

There’s much to see in Israel other than Jerusalem. Case in point, the historic fortress of Masada: a UNESCO World Heritage Site.

History of Masada

To fully enjoy Masada, you have to be aware of its rich history. Masada is a desert fortress located in the southern part of Israel. Its name is of Hebrew origin, derived from a root word meaning fortress. The name points to an ancient rock plateau lying just south of the Dead Sea; it is famous for housing palaces and a fortress erected by the biblical King Herod the Great.

The Roman Empire managed to conquer Jerusalem in 70 CE, and as a result, thousands of Jews made a desperate last stand at the Masada fortress. As they were nearing capture, the Jewish defenders reportedly chose suicide over enslavement. Roman soldiers breached the walls expecting fierce resistance, but they were met by thousands of corpses.

Things to Do in Masada

The fortress itself is open to the public. It is accessible via a hike up a series of staircases alongside the cliffs or by cable car. Travelers insist that the splendor of the Masada National Park is best appreciated by taking the Snake Path. It’s a route that takes about an hour to complete from the eastern parking lot. Unwilling to exert? The cable car operas from the Dead Sea side and takes only 3 minutes.

Remember that Masada’s Snake Path opens about an hour before sunrise, so be there early. Travelers are also advised to visit Masada as the sun rises above the Judean desert, for the most spectacular views. If you’re coming from Tel Aviv or Jerusalem, it is much easier to do so. Both private and group tour services operate from either city, so be sure to check them out.